Quick and Easy No Collateral Loans
Our trusted partners
We partnered with the top banking and financial institutions in the Philippines to help you secure collateral-free, fast, and easy loans.
Our Services
Secure a business loan without the hassle of collateral or a co-maker requirement. As a checking account holder with a minimum of one-year business tenure, you can access funds up to 10 million pesos. Our streamlined process typically takes 7 to 10 working days for requirements processing. Please note that additional time may be necessary for approval and disbursement based on the specific bank or financing partner eligibility.
- 2 Valid I.D w/ 3 Signature
- Business permit and
- DTI permit
- 3 months banks statement
- 2×2 ID Picture
- Proof of Billing (Residence & Business)
- Picture of Office (Exterior & Interior)
- Handwritten Sketch (Residence & Business)
- Sample Blank Check
- COR BIR 2303
Whether you are a salaried professional with a gross monthly income of 25,000 pesos or a self-employed entrepreneur with a profitable two-year business operation, our personal loan offering caters to you. Without the need for collateral or a co-maker, you can apply for loans up to 3 million pesos, subject to approval. Processing requirements typically take 7 to 14 business days, with additional time for approval and disbursement contingent on your chosen bank or financing partner.
- 2 Valid IDs with 3 Signatures
- Company ID
- Latest COE
- Latest ITR 2316
- Latest 3 months payslip
- Latest Proof of Billing
- 2 Valid ID w/ 3 Signatures
- Business permit and DTI permit
- 6 Months Banks Statements
- ITR Latest with AFS
- 3 Major Suppliers
- 3 Major Customers
Skilled workers with a monthly gross income of 40,000 pesos or more are eligible for our OFW Loans.
- 2 Valid IDs with 3 Signatures
- Company ID
- Latest COE
- Latest ITR 2316
- Latest 3 months payslip
- Latest Proof of Billing
Unlock the potential of your assets by converting your car or truck’s OR & CR into a multipurpose loan. Whether you’re employed or self-employed, we offer flexible terms, provided you have verifiable proof of income.
- 2 Valid ID w/ 3 Signature both (Maker & Co-Maker)
- Proof of Billing
- CR – Copy & OR – Copy
- Proof of Income
- Pay slip – If Employed
- BS – If Self Employed
For residents of selected Cebu areas, we offer a streamlined loan/prenda process secured against lot titles. Whether you’re employed or self-employed, this hassle-free option provides the financial flexibility you need.
- Clean Title
- 2 Valid ID w/ 3 Signatures
- Proof of Billing
- Proof of Income
- Picture of the Lot or Unit
Qualified individuals with a minimum gross income of 40,000 pesos per month can access our tailored Seaman’s Loan.
- 2 Valid IDs of Principal Borrower
- Proof of Billing under Principal Borrower- if not unders PB’s name,must secure
- Proof of Residence
- POEA- Validated Contract /COE/Salary Certificate of OFW
- Valid PH Passport of OFW
- Arrival Stamp-Abroad)/ Used Ticket/ Boarding Pass
- Valid Entry Visa/Resident Card/Work Permit
- Authorization Letter
- 3 months latest remittance
We are very proud to be serving our clients for over 20 years!
About us
No Collateral Loans is managed by Edelyn Cuyno of Right Financial Consultancy Services.
Hailing from the scenic island of Pitogo, Bohol, and now rooted in Inayawan, Cebu City, my journey began as an Overseas Filipino Worker, transitioning to the dynamic field of sales and marketing in 2019.
Under the guidance of my younger sibling, Edwin Cuyno, the CEO of Right Financial Consultancy Services, I quickly excelled, securing loan approvals for clients within three months of intensive training. Since then, I’ve built a loyal clientele, known as ‘suki’ clients, who trust me with their loan processing needs repeatedly.
Join me in turning aspirations into realities, one loan at a time.
Solving Problems since 2000
We Provide Efficient and Transparent Loan Processing Services Nationwide
Extensive knowledge and expertise in personal and business loans
MISSION
To empower individuals and businesses by providing efficient and transparent loan processing services, enabling them to achieve their financial goals with confidence and peace of mind.
VISION
To become the leading online platform for loan processing and consultancy, recognized for our dedication to client success, innovation in financial services, and commitment to integrity and trust
Why Choose Us
Fully Licensed, Tried, And Trusted
No Collateral
Get loans without risking your assets, making borrowing safer.
Fast Release
Receive your loan funds promptly, so you can address your needs immediately.
Nationwide Services
Access our services wherever you are in the Philippines for your convenience.
Minimal Requirements
Experience quick approvals with fewer documents needed.
Low Rates
Enjoy competitive interest rates to make repayments manageable.
Flexible Terms
Choose repayment periods that suit your financial capabilities.
